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• The impact of bankruptcy on debt recovery.
• What is a debt-to-income ratio, and why is it important?
• How to create a plan to pay off debt.
• The difference between debt consolidation and debt settlement.
• How to negotiate debt settlements with creditors.
• The role of credit counseling in managing debt.
• What is the Fair Debt Collection Practices Act (FDCPA)?
• How to recover from bad credit due to debt.
• The impact of debt on credit scores.
• Types of debt: Secured vs. unsecured.